Come for the same-business-day refunds. Stay for the experience.

The BankMobile Vibe Checking Account is exclusive to students attending our 750+ college/university campuses across the U.S. After getting your same-business-day refund, continue using your account for life.

Every year, hundreds of thousands of students choose to open a Vibe account. Compare our features and see why!

If you open a digital Bankmobile Vibe Checking Account (upon identity verification), money is deposited the same business day we receive funds from your school.

If you open a digital Bankmobile Vibe Checking Account (upon identity verification), money is deposited the same business day we receive funds from your school.

Earn cash back

Automatically earn cash back on debit card purchases from merchants you know and love at 40,000+ online locations and 12,000+ local locations. See Cash Back Terms & Conditions.

Earn interest and grow your money!

Watch your balance grow steadily over time, helping you reach your financial goals sooner!

Get paid two days early*

Deposit your paycheck to your checking or savings account and you may receive your deposit up to two days early. To enroll in direct deposit, complete and submit the enrollment form to your employer.

*Early access to funds cannot be guaranteed. Limitations apply.

Annual Financial Empowerment Scholarship

Be financially literate, empowered, and free: Our $1,500 no-essay, video scholarship awaits trailblazers like you!

Our Mission

We are on a mission to financially empower millions of Americans by providing a more affordable, transparent, and consumer-friendly banking experience.

Deposit options

• Financial aid refunds
  Have money from your school (financial aid awards, grants or other funds that you’re owed) deposited to your checking or savings account. Log in
• Tax refund
  Having your tax refund deposited directly to your checking or savings account is simple, safe and secure. While filling out your tax forms, simply provide your account and routing numbers.
• Early payroll direct deposit
  ‍ Deposit your paycheck to your checking or savings account and you may receive your deposit up to two days early. † To enroll in direct deposit, complete and submit the enrollment form to your employer. Download enrollment form
  ‍
  † Early access to funds cannot be guaranteed. Limitations apply. See details .
• Mobile check deposit
  Deposit checks in a flash! Use the BankMobile Vibe App feature to deposit checks anywhere. Get the app
• Reload @ the Register TM & Rapid Reload TM
  ‍ Add cash directly to your checking account at the register. Learn more ‍
  ‍
  Up to $500 at most locations. A retail service fee of $4.95 or less is charged per deposit by the corresponding retailer. Reload and balance limits apply. Keep your receipt. © 2024 Green Dot Corporation. Green Dot is a trademark of Green Dot Corporation.

Money movement and withdrawals

• Transfers
  Move money from external accounts. Log in to your account to transfer money. Log In
• Allpoint® network ATMs
  ‍ Fee-free access to over 55,000 Allpoint® Network ATMs 1 because getting your cash shouldn't cost you anything. Find a location
  ‍
  1 Allpoint ATM location, availability, and hours of operation may vary by merchant and is subject to change.
• Bill pay
  Easily make payments anytime, anywhere with Bill Pay using the BankMobile Vibe App. Learn more

Security

• Debit card protection
  Did you misplace your debit card? Use the debit card on/off switch to temporarily turn off your card to help protect against unauthorized use. Available through the BankMobile Vibe App. Learn more
• Privacy
  We understand the importance of protecting the safety and confidentiality of the information you provide and we treat this information with the utmost security and respect. Learn more
  
• Protect yourself from fraud
  Unfortunately, fraudsters often pose as credible companies “phishing” for your personal or financial information through emails, text messages, voice calls and social media. Although we may contact you if suspicious activity is detected on your account, we will never ask you to share personal or financial information unless you call us first. We will never ask for one-time-passwords that you receive via email or text.
  

2023 fintech breakthrough award for best banking infrastructure software

Press release

Exceptional customer service

Our dedicated agents are here to assist you 8 AM – 11 PM ET, 364 days of the year!

BMTX’s customer service team is phenomenal! Anytime I am having issues, the team is always very professional, polite, and knowledgeable.

Mike helped me tonight unlock my suspended account in a timely manner. Having two young sons who are loud makes it hard for me to call to get situations handled, so I greatly appreciate his kindness and courtesy in helping me get this fixed. 5/5 exceptional service.

I just want to thank Cathy for the amazing help this afternoon and I want to thank her for being prompt with responses and having a great happy attitude! I really appreciate the help and thank you again, Cathy, for your amazing help!! 5 out of 5 to Cathy!! 😊

I was ordering checks and wasn't sure what address I should enter for the bank. I asked a question about this and received a response in minutes. I live in a rural area where many places still want a paper check. Thank you for giving me peace of mind!

Learned how to activate and have access to my temporary virtual card thanks to Mike. Fast replies and friendly service

I forgot to update my address, so my checks were sent to the wrong address, and for safety reasons they do not allow forwarding. Totally my fault. But the customer service I received from Jenny was so amazing! The issue has since been resolved and within the same day at that, and my anxiety is gone. When you’re waiting on school money it can feel overwhelming if it’s delayed. Thank you to Jenny for your fast help!

I was helped by Paul and he was very helpful and efficient with getting me logged back into my account!

Customer Care by Phone

877-327-9515
Hours of Operation:
8am-11pm ET
7 days a week

Customer Care by Email

Email your questions to our Customer Care agents by logging in to your account and clicking on the FAQ button. Click Email Support Team and complete the form. Your note will be sent securely to us.

Automated Service Line

877-327-9515
Available 24 hours a day
7 days a week

BMTX by Mail

PO Box 278
Maple Shade, NJ 08052

Who We Are

Resources

© 2024 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. All Rights Reserved. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC & Equal Housing Lender. Privacy Statement I Privacy Notice for California Residents

© 2024 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. All Rights Reserved. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC & Equal Housing Lender Privacy. Privacy Statement I Privacy Notice for California Residents.